We offer self-employed individuals low rates and excellent mortgage options that cater to their needs. Our fast mortgage approval process is specifically designed for those who have previously been declined. We understand that self-employed individuals may have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration. For those with expenses impacting their qualifying income, our Stated Income mortgage is a useful option. Additionally, we accept dividend and investment income as long as there is stability and proof. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. If you have any questions or need assistance, please don't hesitate to contact us.