We offer assistance to newcomers in understanding the Canadian real estate market and the associated costs, such as closing costs and adjustment costs. Our goal is to help you build equity instead of paying rent, by utilizing your employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers seeking higher loan amounts, requiring a minimum 20% down payment, and offering more flexibility on down payment options, such as as little as 5% down. Additionally, we will provide information on homebuyer incentive programs and down payment assistance options. We have access to a wide range of lenders in Canada, including large banks, mortgage finance companies, credit unions, and alternative financiers, allowing us to tailor a mortgage product to meet your specific needs and secure the best rate, even if you may not qualify at your bank due to limited credit or employment history. Furthermore, we provide access to innovative tools in Canada to ensure an efficient and successful first-time home buying experience.