Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have been previously declined. Our mortgage options for self-employed individuals take into consideration reduced taxable income due to claimed expenses. Our Stated Income mortgage is especially useful for those with expenses that impact their qualifying income. We also accept dividend and investment income, as long as stability and proof can be provided. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. You will have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Feel free to give us a call to discuss your mortgage needs.

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