We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have previously been declined. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. Our Stated Income mortgage is particularly useful for individuals whose qualifying income is impacted by expenses. We also accept dividend and investment income, provided there is stability and proof of earnings. The required documents for our mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We provide access to top Canadian lenders such as large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. Additionally, we have options tailored specifically for Business For Self (BFS) borrowers. So, if you're self-employed and in need of a mortgage, give us a call!