Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is especially beneficial for those who may have been previously declined. Our self-employed mortgage options take into consideration your reduced taxable income due to claimed expenses. If your qualifying income has been impacted by expenses, our Stated Income mortgage may be a suitable option for you. We also accept dividend and investment income, provided there is stability and appropriate proof. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. For more information, please give us a call.

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