I specialize in assisting clients in determining their home purchase affordability by providing crucial mortgage pre-approvals. This process helps define financial strategies, mortgage amounts, down payments, and overall affordability while advising on the necessary documents for conditional approval. A pre-approval is the initial step to securing a mortgage and aids in determining the amount that can be borrowed based on current finances, identifying any barriers to qualification early on, and expediting the approval process. These pre-approvals generally last between 60 to 120 days, allowing some lenders to lock in rates to protect against rising interest rates. By utilizing leading tools in Canada, we can streamline the process, reduce errors, increase efficiencies, and save valuable time for our clients. Our efficient pre-qualification tools will quickly provide you with the information on what you are qualified for in terms of a mortgage.