Discover the home you can afford by obtaining a mortgage pre-approval, where I guide you through determining your financial strategy, mortgage amount, down payment, and affordability, as well as advising on required documentation for conditional approval. This initial step in the mortgage approval process not only reveals the amount you can borrow from a lender based on your current financial situation but also helps identify any early qualification obstacles and expedites the approval process. With pre-approvals lasting typically 60, 90, or 120 days, some lenders even allow you to lock in the rate to protect against rising interest rates. Utilizing advanced tools in Canada, we aim to reduce errors, improve efficiencies, and save you time in the process, including quick pre-qualification tools to determine your eligibility.