You have the option to tap into the equity of your home, which can help you eliminate high-interest debts and pay off your mortgage faster. You can also refinance your mortgage to get better rates and terms, potentially consolidate debt, or adjust the amortization. By working with top Canadian lenders, you can find tailored solutions and potentially save money. Alternatively, you can switch to a new lender for improved rates and potential savings. In addition to debt consolidation, you can use your home equity for renovations or investments. Adjusting the amortization or rate of your mortgage can give you better payment and prepayment options. You can refinance up to 80% of your home's value in order to address credit card debt. It's important to adjust your mortgage as life changes in order to leverage equity or fund education. However, be mindful of prepayment penalties when refinancing. The mortgage process in Canada is now made more efficient and cost-effective with innovative tools. Throughout the entire process, you can rely on our support to ensure a simple and informed experience.