We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have previously been declined. Our self-employed mortgage options take into consideration the reduced taxable income from claimed expenses. We also offer a Stated Income mortgage for individuals who have expenses that impact their qualifying income. Dividend and investment income is accepted, with stability and proof requirements. The documents required for application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call to discuss your options!