Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been previously declined, we can still help you secure a mortgage. Our self-employed mortgage options take into consideration your reduced taxable income from claimed expenses. We also offer stated income mortgages for those who have expenses that impact their qualifying income. Dividend and investment income are accepted, provided there is stability and proof requirements. The required documents for the mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. You will have access to a variety of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also offer tailored options for Business For Self borrowers. Feel free to give us a call to discuss your mortgage needs.

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