If you are self-employed and in need of a mortgage, we have great news for you. We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand that the process of obtaining a mortgage can be challenging for self-employed individuals, but we are here to simplify it for you.

One of the main advantages of our mortgage options is our fast approval process. Even if you have been declined for a mortgage in the past, we can help you secure the financing you need. We have tailored our mortgage options to consider the reduced taxable income that self-employed individuals often have due to claimed expenses.

For those with expenses that significantly impact their qualifying income, our Stated Income mortgage can be incredibly useful. This option allows you to provide an estimation of your income, taking into account the expenses you have claimed. This means that even if your taxable income is low, you can still qualify for a mortgage.

We also accept dividend and investment income, as long as there is stability and proof of this income. We understand that self-employed individuals may have different sources of income, and we are willing to work with you to find a solution that meets your needs.

To apply for a mortgage, we require several documents, including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents help us verify your income and assess your eligibility for a mortgage.

We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This allows us to offer you a variety of options and find the best possible mortgage solution for your specific situation.

If you are a self-employed individual looking for a mortgage, we have tailored options available specifically for Business For Self (BFS) borrowers. Don't hesitate to give us a call and discuss your mortgage needs with our experienced team. We are here to help you navigate the process and secure the financing you need.