We offer low rates and excellent mortgage options specifically designed for self-employed individuals. One of our key advantages is fast mortgage approval, even for those who have been previously declined. We understand that self-employed individuals often have unique financial circumstances, which is why our mortgage options take into consideration the reduced taxable income resulting from claimed expenses.

We offer a Stated Income mortgage option that is particularly useful for those whose qualifying income is impacted by expenses. This option allows you to provide an estimated income instead of having to provide extensive documentation. Additionally, we also accept dividend and investment income, as long as stability and proof requirements are met.

When applying for a mortgage with us, some of the required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

As part of our commitment to providing you with the best options, we have partnerships with top Canadian lenders. This includes large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to work with reasonable income estimates.

We also offer options specifically tailored for Business For Self (BFS) borrowers. We understand that being self-employed comes with its own set of challenges and financial considerations, and we are here to help you navigate through them.

If you would like to learn more about our mortgage options for self-employed individuals or if you have any questions, please do not hesitate to give us a call. We are here to assist you in finding the best mortgage solution for your unique needs.