Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even to those who have been previously declined. Our self-employed mortgage options take into account the reduced taxable income resulting from claimed expenses. If you have expenses impacting your qualifying income, our Stated Income mortgage could be the perfect solution for you. We also accept dividend and investment income, as long as stability and proof requirements are met. You will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Contact us now for more information!

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