Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have previously been declined. Our mortgage options take into consideration the reduced taxable income that may result from claimed expenses. The Stated Income mortgage option is particularly beneficial for individuals with expenses that may impact their qualifying income. We also accept dividend and investment income, with proof and stability requirements. To apply for a mortgage, you will need to provide various documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are open to considering reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Feel free to give us a call for further assistance.

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