Discover how much you can afford for your home purchase with my help in securing essential mortgage pre-approvals. I guide you through defining your financial strategy, determining your mortgage amount, down payment, and overall affordability while advising on the necessary documents for conditional approval. Pre-approval is a crucial first step that reveals the loan amount you qualify for based on your current finances, identifies potential qualification issues early, and accelerates the approval process. Typically valid for 60 to 120 days depending on the lender and credit, some pre-approvals also allow rate locks to protect against rising interest rates. Utilizing Canada’s most advanced tools, we minimize errors, enhance efficiency, and save you time, while our quick pre-qualification options provide immediate insight into your borrowing capability.