Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals, including fast approvals even after previous declines. Our mortgage solutions take into account reduced taxable income resulting from claimed business expenses, with specialized Stated Income mortgages ideal for those whose qualifying income is impacted by such deductions. We accept dividend and investment income, provided stability and proof are demonstrated. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of ownership, contracts or financial statements, and business registration documents like the Articles of Incorporation or business license. We provide access to top Canadian lenders—major banks, mortgage finance companies, credit unions, and alternative financiers—offering tailored options for Business For Self (BFS) borrowers. Contact me to learn more!

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