Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our mortgage approval process is fast and efficient, even if you have been declined in the past. Our mortgage options take into consideration the reduced taxable income that comes with claiming expenses for self-employed individuals. We also have a Stated Income mortgage option available for those who have expenses that impact their qualifying income. We accept dividend and investment income, as long as there is stability and proof of income. The required documents for our mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to consider reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Please don't hesitate to contact us for more information.

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