First Time Home Buyers

If you are considering purchasing your first property, we can assist you with a smooth transition from renting to owning. Our team of experts will handle all the financial details to help you quickly find your perfect property. Our education-focused approach will guide you through the process, starting with an easy-to-use online application. Our tools and guidance will streamline the submission of necessary documents and provide detailed assessments for budget planning, including closing costs and adjustment costs. We will also help you understand homebuyer incentive programs, determine the required down payment, affordability, and monthly payments. We will design a custom-tailored mortgage product, help you get pre-approved, and secure the best rate. With access to all of Canada's top lenders, including banks, finance companies, credit unions, and alternative lenders, we can submit your application even if you don't qualify at your bank. Additionally, we offer access to innovative tools that improve efficiency and save you time throughout the process.

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Before starting your search for a dream home, it is essential to go through the pre-approval process and secure a locked-in mortgage rate. This step not only saves time but also helps determine your purchasing power. Additionally, I can assist you in determining the maximum borrowing amount from a lender and offer a personalized mortgage product tailored specifically to your needs. By locking in the best rate, you can enjoy rate assurance and shop for properties confidently. The fast pre-approval process further expedites the overall approval process, making it easier for you to find the perfect property.

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First time buyer or refinancing? Call for a free quote!

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