We offer low rates and excellent mortgage options for self-employed individuals, including those who have been previously declined. Our fast mortgage approval process takes into account the reduced taxable income from claimed expenses, making it beneficial for self-employed individuals. We also provide Stated Income mortgages for those who have qualifying income impacted by expenses. We accept dividend and investment income, as long as there is stability and proof required. The required documents for the application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. Our options are tailored for Business For Self (BFS) borrowers. Give us a call for more information.