We specialize in providing mortgages for newcomers to Canada, offering assistance in understanding the Canadian real estate market and associated costs such as closing costs and adjustment costs. Our goal is to help newcomers build equity rather than pay rent, taking advantage of their employment and credit sources. We strive to find the best rates and mortgage options for newcomers looking for higher loan amounts, requiring at least a 20% down payment saved or offering more flexibility on down payment with as little as 5% down. We also provide guidance on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored mortgage product that meets your needs and locks in at the best rate, even if you do not qualify at your bank due to limited credit or employment history. We provide access to innovative tools in Canada to ensure an efficient and seamless first-time home buying experience.