We specialize in assisting newcomers to Canada in navigating the Canadian real estate market and understanding the associated costs, such as closing and adjustment costs. We believe in helping our clients build equity rather than paying rent, utilizing their employment and credit sources. We work with newcomers who are looking for higher loan amounts (over $1 million) and require at least a 20% down payment saved, offering flexibility with down payment options as low as 5%. Additionally, we provide guidance on homebuyer incentive programs and down payment assistance options. With access to a wide range of lenders, including major banks, mortgage finance companies, credit unions, and alternative financers, we can create a customized mortgage solution that fits your needs and secures the best rate, even if you have limited credit or employment history. We also offer innovative tools to streamline the first-time home buying process in Canada.