Self-employed individuals can benefit from low rates and excellent mortgage options. They can also expect fast approval, even if they have been previously declined. These mortgage options take into consideration the reduced taxable income that comes from claimed expenses. For those who have expenses impacting their qualifying income, the Stated Income mortgage can be quite useful. Dividend and investment income are also accepted, but stability and proof requirements must be met. There are certain documents that must be provided, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Through our services, borrowers have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of which accept reasonable income estimates. Options are also available for Business For Self (BFS) borrowers. Give us a call for more information.