Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. Mortgage options take into account reduced taxable income from claimed expenses, with Stated Income mortgages available for those impacted by expenses. Acceptance of dividend and investment income is possible with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available, with options tailored specifically for Business For Self (BFS) borrowers. Contact us for more information!