Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. Mortgage options take into account reduced taxable income from claimed expenses, and a Stated Income mortgage is available for those with qualifying income impacted by expenses. Dividend and investment income are accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and relevant business documents. Access to top Canadian lenders is provided, including large banks, credit unions, and alternative financers who consider reasonable income estimates. Tailored options for Business For Self borrowers are also available, so give a call to learn more.