We provide assistance to newcomers in understanding Canadian real estate and the associated costs such as closing costs and adjustment costs. Our goal is to help newcomers build equity instead of paying rent, allowing them to benefit from employment and credit sources. We can find the best rates and mortgage options for newcomers who are looking for higher loan amounts (over $1 million) and have at least 20% of the down payment saved. We also offer more flexibility on the down payment, allowing for as little as 5% down. We will explain the various homebuyer incentive programs and down payment assistance options available. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can create a custom-tailored product that fits your mortgage needs and locks in at the best rate. Even if you don't qualify at your bank due to limited credit or employment history, we can still help. We also provide access to innovative tools in Canada to ensure an efficient first-time home buying experience.