Self Employed

We offer self-employed individuals low rates and excellent mortgage options. Our fast approval process allows those who have been previously declined to still have a chance to get a mortgage. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration. Our Stated Income mortgage is perfect for those with expenses that impact their qualifying income. We also accept dividend and investment income, as long as there is stability and proof. To apply, we require documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are accepting of reasonable income estimates. Contact us for tailored options for Business For Self (BFS) borrowers.

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