Self-employed individuals can now benefit from low interest rates and excellent mortgage options. Even if they have been declined in the past, fast mortgage approval is possible. The mortgage options take into account the reduced taxable income resulting from claimed expenses. The Stated Income mortgage is particularly useful for those whose qualifying income is impacted by expenses. Acceptance of dividend and investment income is also possible, as long as stability and proof requirements are met. To apply for a mortgage, various documents are required such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders is available, including large banks, mortgage finance companies, credit unions, and alternative financiers that accept reasonable income estimates. There are also options tailored specifically for Business For Self (BFS) borrowers. For more information, feel free to reach out and give me a call.