Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been declined for a mortgage before, we can still help you secure a loan. Our self-employed mortgage options take into consideration your reduced taxable income due to claimed expenses, making it easier for you to qualify. If your qualifying income is impacted by expenses, our Stated Income mortgage can be a useful solution. We also accept dividend and investment income, provided that you can demonstrate its stability and provide the necessary proof. In order to apply, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call today to explore your mortgage options.

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