Self Employed

We provide self-employed individuals with low rates and excellent mortgage options. Our fast mortgage approval process is designed specifically for self-employed individuals, even if they have been previously declined. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses. Those with expenses impacting their qualifying income can benefit from our Stated Income mortgage option. We accept dividend and investment income, as long as there is stability and proof requirements. To apply, you will need to provide certain documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Call us for more information.

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