We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available for those who have been previously declined. Our self-employed mortgage options take into consideration the reduced taxable income from claimed expenses. We also provide a Stated Income mortgage option for individuals who have expenses that impact their qualifying income. We accept dividend and investment income, subject to stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of which accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. If you're interested, please give us a call!