We offer low interest rates and excellent mortgage options specifically designed for self-employed individuals. We understand the unique challenges faced by those who are self-employed, and we are committed to providing fast mortgage approvals, even if you have been declined in the past.

One of the advantages of our mortgage options for self-employed individuals is that we take into consideration the reduced taxable income that comes from claiming business expenses. This means that you can still qualify for a mortgage even if your taxable income is lower than what traditional lenders typically require.

If your qualifying income is impacted by significant expenses, our Stated Income mortgage may be the ideal solution for you. With this option, you can provide information about your income without having to provide detailed proof. This can be particularly helpful for self-employed individuals who have legitimate business expenses that lower their taxable income.

We also accept dividend and investment income, as long as there is stability and proper documentation to support it. This means that if you receive income from investments or dividends, we can take that into consideration when determining your eligibility for a mortgage.

To apply for our self-employed mortgage options, you will need to provide several documents. These include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents will help us assess your financial situation and determine the best mortgage options for you.

We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. This means that we can provide you with competitive options and find the right mortgage solution that suits your needs.

If you are a self-employed individual, we also offer tailored mortgage options specifically designed for Business For Self (BFS) borrowers. We understand the unique financial circumstances of self-employed individuals, and we are here to assist you in finding the best mortgage option that meets your specific needs.

Contact us today and let us help you navigate the mortgage process as a self-employed individual. We understand the challenges you face, and we are dedicated to finding the best mortgage options for you. Give us a call and let us assist you in achieving your homeownership goals.