We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been previously declined, we provide fast mortgage approval for self-employed individuals. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses for self-employed individuals. Our Stated Income mortgage option is particularly helpful for those whose expenses impact their qualifying income. We accept dividend and investment income, provided it meets stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer customized options specifically tailored for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage options today!