Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process caters to those who have faced previous declines. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. We also provide a Stated Income mortgage option for individuals whose qualifying income is affected by expenses. We accept dividend and investment income as long as there is stability and proof of these earnings. To apply for a mortgage, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers who are open to reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call today to discuss your mortgage needs.

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