We offer assistance to newcomers in Canada who are looking to understand the real estate market and associated costs. This includes providing information on closing costs and adjustment costs. Instead of paying rent, newcomers can build equity by purchasing a home and benefitting from employment and credit sources. We can help newcomers find the best rates and mortgage options, especially for higher loan amounts over $1 million. With a down payment of at least 20%, there is also flexibility with down payment options, with as little as 5% down. We can also provide information on homebuyer incentive programs and down payment assistance options. Additionally, we have access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers. This allows us to design a custom mortgage product that meets your specific needs and locks in the best rate, even if you have limited credit or employment history. We also offer innovative tools to ensure a smooth first-time home buying experience in Canada.