Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even if you have been declined in the past. Our self-employed mortgage options take into consideration the reduced taxable income from claimed expenses. If you have a significant amount of expenses impacting your qualifying income, our Stated Income mortgage can be very beneficial. We also accept dividend and investment income as long as there is stability and proof provided. To apply, you will need to submit several documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call today to discuss your mortgage needs.

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