Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even those who have been previously declined can secure a mortgage with us. We understand the unique financial situation of self-employed individuals and consider their reduced taxable income due to claimed expenses. Our Stated Income mortgage option is particularly useful for those with expenses that impact their qualifying income. We also accept dividend and investment income, as long as there is stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. Contact us today to learn more about our tailored options for Business For Self borrowers. Give us a call!

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