Our company specializes in assisting newcomers to Canada in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. We believe in helping our clients build equity rather than paying rent, as they can benefit from employment and credit sources. We are dedicated to finding the best rates and mortgage options for newcomers, particularly those looking for higher loan amounts (over $1 million) with at least a 20% down payment saved. We can also offer more flexibility on down payments, with options for as little as 5% down. Additionally, we can explain homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can create custom-tailored mortgage products that fit your needs and offer the best rate, even if you don't qualify at your bank due to limited credit and employment history. We also provide innovative tools to ensure an efficient first-time home buying experience.