We offer excellent mortgage options at low rates specifically tailored for self-employed individuals. Our fast mortgage approval process is especially beneficial for those who have previously been declined. Our self-employed mortgage options take into account reduced taxable income from claimed expenses, making it easier to qualify for a mortgage. If you have considerable expenses that impact your qualifying income, our Stated Income mortgage could be the best option for you. We also accept dividend and investment income, as long as there is stability and sufficient proof. To apply, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. For personalized options tailored to Business For Self (BFS) borrowers, give us a call!