We offer self-employed individuals low rates and excellent mortgage options. Our fast mortgage approval process is also available for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses. If you have expenses impacting your qualifying income, our Stated Income mortgage can be useful for you. We accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Don't hesitate to give us a call!