Mortgages for people new to Canada can be a complex and overwhelming process. However, we are here to assist newcomers in understanding Canadian real estate and associated costs. Our goal is to provide you with the necessary information on closing costs and adjustment costs, ensuring you are well-informed throughout the home buying journey.

Instead of paying rent and potentially wasting money, we encourage newcomers to consider building equity in their new Canadian home. By taking advantage of employment and credit sources, you can benefit greatly from the opportunities that come with owning a property. We understand that every individual has different financial situations; therefore, we aim to find the best rates and mortgage options for newcomers looking for higher loan amounts. If you have saved at least 20% for a down payment, we can help you secure a mortgage with more flexibility on the down payment. Even if you are unable to come up with a large down payment, we can explore options that allow for as little as 5% down.

Our expertise extends beyond just finding you the right mortgage. We will also explain the various homebuyer incentive programs and down payment assistance options available in Canada. Our comprehensive knowledge of these programs ensures that you can take full advantage of any financial assistance that may be available to you.

As mortgage brokers, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This wide network ensures that we can design a custom-tailored product that fits your unique mortgage needs. Furthermore, even if you don't qualify for a mortgage at your bank due to limited credit or employment history, we can still help you secure a mortgage by exploring alternative options.

To provide you with an efficient first-time home buying experience, we provide access to innovative tools available in Canada. These tools aim to simplify the process for newcomers, ensuring that you have a smooth and successful transition into Canadian real estate.

In summary, our services are dedicated to assisting newcomers in navigating the Canadian real estate market. From explaining costs and incentives to finding the best mortgage options, we are here to provide you with the necessary guidance and expertise throughout your home buying journey.