Self-employed individuals can benefit from low rates and excellent mortgage options that are specifically designed for their unique financial situation. These mortgage options offer fast approval, even if they have been previously declined for a mortgage. They also take into consideration the reduced taxable income that self-employed individuals may have due to claimed expenses. A Stated Income mortgage is especially useful for those who have expenses that can impact their qualifying income. Furthermore, these mortgage options accept dividend and investment income, as long as stability and proof requirements are met. To apply, certain documents are required, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Self-employed individuals can access these mortgage options from top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates. For Business For Self (BFS) borrowers, there are tailored options available as well. Interested individuals can contact the provider for more information and assistance.