We offer self-employed individuals low rates and excellent mortgage options. Our fast mortgage approval process is available even if you have been declined before. Our self-employed mortgage options take into consideration your reduced taxable income from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage could be useful for you. We also accept dividend and investment income, as long as stability and proof requirements are met. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers, who accept reasonable income estimates. We also provide specialized options tailored for Business For Self (BFS) borrowers. Don't hesitate to give us a call!