Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined in the past, we provide fast mortgage approval. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses. If you have expenses that affect your qualifying income, our Stated Income mortgage option may be beneficial for you. We also accept dividend and investment income, as long as there is stability and proof requirements are met. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who are willing to work with reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call today!

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