Are you a self-employed individual looking for low mortgage rates and excellent mortgage options? Look no further! We have just what you need. Our services ensure fast mortgage approval for self-employed individuals, even if you have faced previous declines.

We offer self-employed mortgage options that take into consideration your reduced taxable income due to claimed expenses. We understand that being self-employed often involves various expenses that can impact your qualifying income. That is why we have designed our Stated Income mortgage, which is especially useful for those with such expenses.

When it comes to income sources, we accept dividend and investment income, as long as stability and proof requirements are met. Our goal is to be as accommodating as possible while ensuring your financial stability is taken into account.

To get started, you will need to provide several required documents. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We understand that time is of the essence, so we strive to make the document submission process as efficient as possible.

As for our lender options, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. These lenders are known for accepting reasonable income estimates and can provide you with a wide range of mortgage options.

If you are a Business For Self (BFS) borrower, we have options tailored specifically for you. Whether you need assistance with mortgage rates, options, or approval, our team is here to support you. Give us a call today and let us help you find the perfect mortgage solution for your self-employed status.