Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even if you have been previously declined. Our self-employed mortgage options take into consideration your reduced taxable income from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage can be useful for you. We also accept dividend and investment income, with stability and proof requirements. To apply for these options, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Give us a call today!

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