Self Employed

We offer low rates and excellent mortgage options designed specifically for self-employed individuals. Our fast mortgage approval process is available even for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses, making them ideal for self-employed individuals. The Stated Income mortgage option is particularly useful for those whose expenses impact their qualifying income. We also accept dividend and investment income, provided it can be proven and is stable. To apply, you will need to submit various documents such as the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to the top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call for more information!

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