For self-employed individuals, there are low mortgage rates and excellent options available. Even if you have been declined before, the approval process is fast. These mortgage options take into consideration the reduced taxable income that comes from claimed expenses. If you have expenses that impact your qualifying income, a Stated Income mortgage could be beneficial for you. Dividend and investment income is also accepted, as long as stability and proof requirements are met. To apply for these mortgage options, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, you can find options that suit your needs as a self-employed individual. Contact me for more information on mortgage options tailored for Business For Self (BFS) borrowers.