We offer low rates and excellent mortgage options specifically tailored for self-employed individuals. Our fast approval process ensures that even if you have been previously declined, we can still help you secure a mortgage. Our mortgage options for the self-employed take into consideration your reduced taxable income due to claimed expenses. If you have expenses impacting your qualifying income, our Stated Income mortgage option may be beneficial for you. We also accept dividend and investment income, as long as there is stability and proof provided. To apply for a mortgage, you will need to provide the required documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers that accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have customized options available for you. Don't hesitate to give us a call to discuss your mortgage needs.