At Mortgages for People New to Canada, our goal is to assist newcomers in understanding the Canadian real estate market and the associated costs that come with it. We believe that by providing this information, newcomers can make more informed decisions and build equity rather than paying rent.

One of the ways we help newcomers achieve this is by finding the best rates and mortgage options for those looking for higher loan amounts, specifically over $1 million. We understand that newcomers may have different financial circumstances, so we offer flexibility on down payment requirements, allowing for as little as 5% down. Additionally, we explain homebuyer incentive programs and down payment assistance options to help newcomers navigate the process.

With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored product that fits your specific mortgage needs. Even if you don't qualify at your bank due to limited credit history or employment history, we can still help you find the best rate.

In addition to our access to top lenders, we also provide access to innovative tools in Canada for a more efficient first-time home buying experience. These tools can help streamline the process and make it easier for newcomers to understand the steps involved in purchasing their first home.

Overall, Mortgages for People New to Canada is here to support newcomers in their journey towards homeownership. We provide the necessary information, access to top lenders, and innovative tools to help newcomers make informed decisions and achieve their goal of owning a home in Canada.