We offer self-employed individuals low rates and excellent mortgage options. Even if you have previously been declined, we can provide fast mortgage approval. Our mortgage options for the self-employed take into account reduced taxable income from claimed expenses. If your qualifying income is impacted by expenses, our Stated Income mortgage may be useful for you. We also accept dividend and investment income, as long as you can provide stability and proof. To apply, you will need to submit several documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Don't hesitate to give us a call!