Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been declined before, we can still help you secure a mortgage. Our self-employed mortgage options take into consideration your reduced taxable income from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage can be particularly useful. We also accept dividend and investment income, as long as there is stability and proof of income. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have tailored options specifically for you. Give us a call today to discuss your mortgage needs.

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