Self Employed

We offer competitive rates and a range of mortgage options specifically designed for self-employed individuals. Our fast approval process ensures that even if you have been declined in the past, we can still help you secure a mortgage. Our mortgage options take into account your reduced taxable income from claimed expenses, and our Stated Income mortgage is particularly beneficial for those whose qualifying income is impacted by expenses. We accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers, who are willing to consider reasonable income estimates. We also offer customized options for Business For Self (BFS) borrowers. Contact us today for more information.

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